Festival Insurance FAQs
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Q1. My event is outside of the UK. Can I take out a Festivals policy with you?
A: We can offer cover for events which are outside of the UK but we do need to speak to you - our online application facility is currently unable to cater to non-UK based events. Please give us a call on 01425 470 360 or email us info@events-insurance.co.uk and one of our lovely team will be in touch with you shortly.
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Q2: I am not a permanent UK resident. Can I still take out Festivals insurance with you?
A:A: We can offer cover for clients who reside or are registered outside of the UK but we do need to speak to you - our online application facility is currently unable to cater to non-UK based clients. Please give us a call on 01425 470 360 or email us info@events-insurance.co.uk and one of our lovely team will be in touch with you shortly. .
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Q3: My event runs for longer than 4 days. Can you still cover my event and if so, at what additional cost?
A: We can cover events longer than 4 days in duration. Please apply online for a quotation and we will get back to you with a bespoke premium.
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Q4: The attendance at my event is due to exceed the 10,000 limit on your rating guide. Can you still cover me?
A: Yes, we can still quote for you, but this needs to be done by referral to our Underwriters. Please complete our online application form and we will get back to you with a bespoke premium.
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Q5: Which level of Public Liability cover do I require?
A: It is best to check with the local council or the venue you are using. They may stipulate that you require a certain level. If not, it really is up to you.
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Q6: When should I start my cover? Does it cost more to cover from an earlier stage?
No matter how far in advance of your event date that you take out your insurance policy, it will not increase the premium you have to pay.
In fact, if you take out Cancellation Cover as part of your policy, you will actually have more cover for the same cost as the Cancellation part of your policy will be active from when you take out the policy, right up to the event itself. Find out more about our cancellation cover on our Festival Insurance page.
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With the unpredictable weather in the past few years, can you protect against adverse weather?
The short answer is yes, we do offer Adverse Weather cover as an add-on to your main insurance policy. However, a couple of things to bear in mind:
Firstly, we won't be able to offer Adverse Weather cover if it is within 14 days of the event itself. In fact, we recommend that you take out Adverse Weather cover as far in advance as possible.
The second thing to know is that it is harder for us to be able to offer you Adverse Weather cover for your festival or event if the event itself has a history of being cancelled due to bad weather, or if it is held in an area with a history of flooding, for example.
Please do give one of our underwriters a call directly if you would like to discuss Adverse Weather cover, on 01425 470360