Hot Food Insurance Cover

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Standard Hot Food Insurance Packages

Sole Caterer Hot Food Public Liability

Cover is in respect of 4 consecutive days and the total visitors are calculated on the total number of persons attending throughout the entire duration of the event (ie. 300 visitors per day over a 3-day event equals 900 visitors).

Total Visitors Premiums
£1M
£2M
£5M
£10M
up to 100 attendance per event
per event
£69
£99
£136
£180
up to 250 attendance per event
per event
£93
£136
£182
£239
up to 500 attendance per event
per event
£122
£182
£242
£298
up to 1,000 attendance per event
per event
£182
£242
£301
£358
up to 2,500 attendance per event
per event
£301
£362
£423
£476
up to 5,000 attendance per event
per event
£423
£480
£542
£596

One of Multiple Food Vendors at the Event

Prices are in respect of up to 4 consecutive day

  Premiums
£1M
£2M
£5M
£10M
Single event
£69
£99
£136
£180

Sole Caterer Multi Event Hot Food Public Liability Insurance

Cover is in respect of up to 15 events per year and 3 days per event.

Total Visitors Premiums
£1M
£2M
£5M
£10M
Up to 250 attendance per event
£182
£242
£301
£423
Up to 500 attendance per event
£301
£423
£542
£662
Up to 1,000 attendance per event
£423
£542
£662
£782
Cover is in respect of up to 45 events per year and 3 days per event.
Total Visitors Premiums
£1M
£2M
£5M
£10M
Up to 250 attendance per event
£362
£423
£480
£601
Up to 500 attendance per event
£480
£601
£721
£782
Up to 1,000 attendance per event
£601
£721
£841
£902

One of Multiple Vendors at Multiple Events

Prices are in respect of up to 3 consecutive days.

  Premiums
£1M
£2M
£5M
£10M
15 events
£182
£242
£301
£423
  Premiums
£1M
£2M
£5M
£10M
45 events
£362
£423
£480
£601

Single Event Equipment Cover

Cover for event equipment is only in place for the duration of each event, and whilst in transit to and from the event, not whilst in storage.

Cover up to Premium
£2,500
£25
£5,000
£50
£7,500
£75
£10,000
£100
£15,000
£150
£20,000
£200
£30,000
£300
£40,000
£400
£50,000
£500

Multi Event Equipment Cover

Cover is available whilst equipment is at the event(s) only. 

Event Equipment Cover - Up to 15 events

Number of Events Cover Up to Premium
Up to 15 events
£2,500
£120
Up to 15 events
£5,000
£179

Multi Event Equipment Cover - Up to 45 events

Number of Events Cover Up to Premium
Up to 45 events
£2,500
£239
Up to 45 events
£5,000
£357

Single Event Employers' Liability

Cover is in respect of 4 consecutive days

Employer's Premium
£5M
up to 10 volunteers / Helpers / Employees
volunteers / Helpers / Employees
£61
up to 20 volunteers / Helpers / Employees
volunteers / Helpers / Employees
£122
up to 50 volunteers / Helpers / Employees
volunteers / Helpers / Employees
£301

Multi Event Employers' Liability £5 million

Up to 10 volunteers/helpers/employees at any one time.

Number of Events Premium
£5M
Up to 15 events (10 staff)
£122
Number of Events Premium
£5M
Up to 45 events (10 staff)
£182

Cancellation, Abandonment, Postponement

cover up to Premium
£2,500
£25
£5,000
£50
£7,500
£75
£10,000
£100
£15,000
£150
£20,000
£200
£30,000
£300
£40,000
£400
£50,000
£500
Cover in excess of £50,000
TBC
Please note that if you need to extend cover for a single event (e.g. additional days, greater attendance or a higher limit of cover), please contact us and we can arrange a bespoke quotation for you. 
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Bspoke Underwriting

Bspoke Underwriting Limited policies are underwritten by Watford Insurance Company Europe Limited.

all sections are extendable by quotation
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