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Public Liability Insurance for Community Groups
Single events cover for as little as £66 and multiple event cover from as little as £174
Home- Public Liability Insurance for Community Groups
Community groups do an excellent job of bringing people in their local area together through fun activities and events - but, like any event, they don't come without risks. Whether you’re looking to organise a fundraising event or activities for youth clubs, something as small as tripping on a cable could lead to a costly claim.
Your Demands and Needs
This policy meets the demands and needs of community groups who are looking to insure their participation at events they’ve arranged to bring their community together. As much as you plan ahead, anything can happen (such as hot water being knocked off the table and scalding someone at a tea party), so it's advisable to take out a public liability insurance policy that offers you financial protection should anyone make a claim against you.
Why Choose Us For Community Group Public Liability Insurance?
Expertise
We established our business back in 1996, and since this time, we’ve been offering our customers comprehensive event insurance that they can depend on. As specialist event insurers, we understand what makes a reliable policy and the type of cover that will best suit your needs.
Excellent claims handling
We’ll always handle claims responsibly, professionally and as quickly as we can to give you the financial support you need.
Efficient service
We strive to provide an exceptional level of customer service and our friendly team is here to assist you with any queries or claims.
Reliable policies
Our policies are designed to offer you financial protection in the event of a third-party claim and they can be purchased easily online at competitive rates.
What Does Public Liability Insurance For Community Groups Cover?
Our public liability insurance for community groups will cover organisers of community events for accidental injury or death to a member of the public as well as damage or loss of third-party property. As a policyholder, you will be protected from financial liability if a claim is made against you as the policy will cover legal fees and compensation payments.
Anything can happen during one of your events, so you want to be prepared. From trips and slips (such as falling after slipping on a wet floor) to damage to the venue you’re hiring (windows of the village hall could easily be smashed if you’re running ball games on the day!) public liability insurance has got you covered.
You may also wish to take out additional event insurance cover, such as:
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Employers’ liability insurance - if you have staff (paid or unpaid) helping out at your event, this will cover you if they suffer an injury whilst working for you under your supervision..
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Event equipment insurance - this cover will protect you for costs relating to accidental damage, theft or loss of equipment and stock which you hire or bring to an event that you’re legally responsible for (excludes venue fixtures or fittings).
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Event cancellation insurance - the last thing you want is for the event you’ve planned to be cancelled, postponed or abandoned - but this type of insurance covers you for financial loss should this occur. Get in touch to find out more about this cover.
Public Liability FAQs
Whilst it’s not a legal requirement for you to take out public liability insurance, it’s certainly worth considering. You can find affordable public liability covers (such as our comprehensive policy here at Event Insurance Services!) which will protect you from third party claims. Any event presents risks, and you don’t want to end up out of pocket. That said, you may be asked to take out public liability insurance for some events (this could be by your local authority or landlord for example) before they give you the green light to go ahead.
The cost of public liability insurance will be dependent on a number of factors, such as how many community events you’re organising, the nature of these events (events which involve dangerous activities can increase the price of insurance) and the level of cover you require for them. Here at Event Insurance Services, we offer both single and multiple event insurance cover, with one off insurance available from £66 and insurance for multiple events available from £174. Get a quote today or contact our friendly advisors to find out more.
Community groups come in all shapes and sizes, including:
- Walking groups
- Amateur Dramatics associations
- Chess or games clubs
- Local history groups
- Youth clubs
- Choirs
- WI
Event Insurance Services can provide public liability insurance for all these different types of community groups and more.
Investing in public liability insurance to cover the events you organise as a community group can benefit you in many ways, including:
- If members of the public make claims against you, you’ll receive the financial protection you need.
- You won’t have to worry about being liable if an accident occurs at your event, meaning you can focus on the event itself and ensure everyone has a good time!
- Your event will be compliant with landlords and local authorities (if they require you to have a policy in place for your events).
When considering cover limits, you should take into account the number of members or attendees you have as well as the number of events you plan to run. In some instances, your required limit will be driven by a requirement from the local authority or landlord where the group is based.
Click 'GET A QUOTE' to access our quick and simple form. You’ll be asked for a few personal details along with information about your event.
Once you have submitted the form, you will then receive a quote straight to your inbox for a the policy that best matches your requirements.
Please note: For more complex event insurance needs, we may need our specialist underwriters to review your policy to ensure the most suitable one for you.
If you have any further questions about our community group public liability insurance, please contact us for more information and we’ll be happy to help. You can also find useful insights in our blog which includes articles such as:
Our public liability insurance for community groups is designed to cover organisers of local events in the UK.
We offer both single and multiple event insurance to cater to your needs. Contact us today for more information about our policies.
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100,000+ events insured across the UK
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Underwritten by:
Bspoke Underwriting Limited policies are underwritten by Watford Insurance Company Europe Limited.
