Event Equipment Insurance
Whilst the safety of attendees and workers at your event will be your number one priority, it is important to consider your event equipment too.
Many events require expensive equipment to ensure the smooth running of the event, but what happens if that equipment gets damaged or stolen? At Event Insurance Services, we can provide specific insurance policies that will cover you for the accidental damaging, loss, or theft of your event equipment.
Why choose Event Insurance
Industry Experts
Established in 1996, we have specialised in providing reliable, competitive event insurance that is appropriate and affordable.
Excellent Claims Handling
Our highly skilled in-house claims department deals with all claims as quickly, efficiently and sympathetically as possible. We have been recognised for our exceptional customer service.
Simple
Our insurance is easy to understand and simple to buy, and our expert team is on hand to provide advice and assistance.
Dependable
Our policies are underwritten by one of the world's most reputable insurers. 90% of our clients come back to us because our policies give them the reliable, affordable cover they need.
Damaged or Stolen Equipment Protection
Our event equipment policies will protect you against the damage or theft of any equipment you are responsible for throughout the duration of your event which is solely for the purpose of said event. Whether you have hired, leased, or own the equipment in question, we will indemnify you by covering the cost of the repair or replacement of the equipment if something should happen to it. Any claim for damaged or stolen equipment must meet the following conditions:
- The damage, loss or theft happened during the period of insurance either at the venue or in transit to or from the venue within geographical limits
- The cost of repair or replacement must exceed £250 as this is the policies excess
- Any theft of equipment must be a result of forcible entry or exit from the site and items must not have been left unattended or unsecured
- The damage must not have been caused by faulty erection, use or dismantlement of temporary structures
Event equipment insurance can be included with the majority of our insurance policies, with your specific circumstances being taken into account for your policy. No matter what equipment you are are planning on using during your event, there is always a risk something could go wrong with it. Contact us today to learn more about our event equipment insurance policies.
Equipment Insurance FAQs
Equipment hire insurance in the UK covers organisers when expensive equipment gets damaged or stolen. This means indemnifying event organisers for the loss, damage, or theft of event equipment whether hired in or owned.
This relates to items that you are bringing to or hiring for the event which do not come as part of the fixtures of fittings of the venue. Here are some examples of equipment we can cover:
- Tents, marquees and furniture
- Sound systems and speakers
- Audio-visual equipment (projectors, screens)
While equipment insurance is not a legal requirement at events, it is highly recommended. Not only will event equipment insurance provide peace of mind in case something goes wrong, but you will be financially protected.
Public Liability - Under our Public liability, we cover accidental bodily injury which occurs to a member of the public, or accidental damage to third-party property, as long as it is proven to be as a result of your negligence in connection with the event.
Employers Liability - Under our Employers Liability, we provide cover for your legal liability to pay damages, claimants costs and expenses that arise as a result of an injury to anyone you employ at your event including temporary staff, volunteers or helpers.
Event Cancellation Insurance - Our standard cover provides over for your irrecoverable costs incurred as a result of the unavoidable cancellation, postponement or abandonment of your event for reasons beyond your control.
Did you know that we can provide insurance for event technology at indoor events?
Find out more about the claims handling process or contact us today for more information.
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100,000+ events insured across the UK
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Proposal form
Download an insurance proposal form and post, email it or fax it to us on 01425 474905.
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Bspoke Underwriting Limited policies are underwritten by Watford Insurance Company Europe Limited.