Public Liability Insurance For Charity Events

Whether you’re organising a charity sports match, jumble sale or a summer fete, accidents can occur anywhere so it’s always best to be prepared. Here at Event Insurance Services, we can provide the charity event insurance you need to protect yourself in the event of accidents and claims. 

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Public liability insurance for charity events

Fundraising at charity events combines bringing the community together to enjoy themselves and raising money for good causes. However, just like any event, there are certain aspects which may not go according to plan. Our charity fundraising event insurance gives you the peace of mind you need, so you can focus your attention on your fundraising event and worry less about accidents and unpredictable issues occurring. 

You can rely on us for charity event insurance policies which offer protection against costly claims made due to negligence at your event. Want to learn more about our charity, community and social events insurance? Simply contact us and a member of our friendly team will be more than happy to help. 

What does public liability insurance cover?

Any event presents risks and these can be costly for event organisers if any claims are made. With our public liability insurance for charity events, you will be covered for the following:

• Accidental bodily injury to a member of the public

• Accidental death of a member of the public

• Accidental damage to third-party property

• Accidental loss to third-party property

Whilst our public liability insurance for charity events only covers you for accidents relating to members of the public attending your charity event, we do also offer a separate employers liability insurance which covers you against claims made by staff and volunteers.
 

How much does charity event insurance cost?

The price of our public liability insurance for charity events depends on the level of cover you need for your event (including the number of guests attending your charity event). Get a charity event insurance quote today or contact our friendly team for more information.

Your demands and needs

Being well prepared is what ensures a successful event and it’s important for event organisers to plan for the worst should any issues arise. Something as simple as a slip or damage to the venue could lead you to being held liable...and the expenses can be substantial. 

Our event liability insurance meets the needs of charity event organisers who wish to insure their attendance and participation at events, whether that be a charitable sporting event, fair or fete.

Charity event insurance FAQs

Do I need public liability insurance for a charity event?

In some cases, you may need public liability insurance (for example, if a partner you are working with requests it, if the council or venue where the charity event is taking place deems it necessary or if you require permission from local authorities). 

Whilst you are not necessarily required to have public liability insurance for a charitable event in the UK, it can be a good idea to get insurance to protect yourself against any claims made if anything goes wrong. 

What is public liability insurance?

Public liability insurance is a type of insurance policy which covers the policyholder for costs incurred due to claims made against them due to negligence. Public liability insurance for charity events can cover you for expenses relating to accidental loss/damage to third-party property, accidental bodily injury to or death of members of the public. 

How to get a charity event insurance quote

Here at Event Insurance Services, we make the process of getting public liability insurance for charity events smooth. All you need to do is find the right event insurance policy for your event, choose the right level of cover required and complete the form to receive a quote. At this stage, you can complete an online purchase form or get in touch if you need further support. You’ll also have the option of choosing additional cover (such as insurance for employer’s liability, equipment, cancellation, postponement and abandonment). 

Please note that in some cases (depending on the complexity of your policy request), we may need our professional underwriters to conduct a review before you can purchase an insurance policy.

Why do I need public liability insurance?

Essentially, public liability insurance for charity events protects you from claims made against you by members of the public attending your event. Here’s why public liability insurance is worth getting:

• Accidents are unpredictable, anything as small as a trip over a loose cable could lead to a costly claim.

• Public liability insurance for charity events offers financial protection so you as the organiser do not end up out of pocket.

• You can focus your attention on the smooth running of the event rather than worrying over potential accidents occurring. 

If you have any questions about our insurance policies such as our public liability insurance for musicians, street party insurance or fete insurance, please feel free to contact us and a member of our friendly team will be happy to help!