Event Liability Insurance

Whether you’re attending a sporting event or fair, you can never predict accidents - but they can happen at any time, in any place. Our event liability insurance policy will cover you for claims made against accidental damage, loss of property and injuries to members of the public. 

Our event liability insurance policies start from just £66

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Event liability insurance

If you’re going to be hosting or attending an event, you can choose to include event liability insurance (also referred to as public liability insurance) within your policy, whether that is performers insurance, street party insurance, fete insurance, market traders insurance or any of our other policies. Essentially, our event liability insurance will give you the peace of mind you need when attending an event, as you will be covered for your legal liability to pay for any accidents or damages caused to the public or property.

Here at Event Insurance Services, we pride ourselves on providing the best event liability insurance to suit your individual needs, so that you can easily make a claim in the event of an accident. 

Want to find out more about our event liability insurance and the services we provide? Contact our friendly team today or get a quote online. 

Your demands and needs

As an event organiser, it’s always best to be prepared for the worst. Anything can happen at an event, whether that be a member of the public tripping over a loose wire or the property getting damaged somehow, and you could be held liable. 

Our event liability insurance meets the needs of event organisers who want to insure their attendance and participation at events, fairs, markets and exhibitions, so that they are protected in the event of damage or injuries. Rest assured that you will be covered financially at events with our event liability insurance and can focus your attention on other important aspects of event planning. 

What does our event liability insurance cover? 

There are always risks involved with any event and they can be very costly for event organisers. With our event liability insurance cover, you can be financially covered for the following:

• Accidental damage to third-party property

• Accidental loss to third-party property

• Accidental bodily injury to a member of the public 

• Accidental death of a member of the public

Event liability insurance will not cover you against accidents relating to employees, but we do also offer employers liability insurance. 

Event liability insurance FAQ

What is event liability insurance?

Event liability insurance is a type of insurance policy which provides event organisers with protection against any claims made against them for accidental damage to property or if a member of the public is injured whilst attending an event. 

How much does event liability insurance cost?

Our event liability insurance starts from as little as £66 but will depend on the level of cover you need for your event. We take into account the number of guests attending the event and how much financial cover you would like. You can find out more about our event liability insurance costs here or get a quote for your event.

Do I need public liability insurance for an event?

Unfortunately, accidents can happen at any time, leading to costly claims against you and your business. Event liability insurance covers such accidents and protects your business, providing financial cover in the event of a claim. Although you are not always legally required to have event liability insurance in the UK, it is recommended, and in some instances, you may need public liability insurance for an event. For example, the client or partner you’re working with may request it, it could be necessary to have liability insurance by contract with councils or venues or even needed where permission from the local authorities is required to host a public event such as a festival. 

How to get public liability insurance for an event

We make the process of getting event liability insurance simple. Here’s what you need to do:

1. Find the right event insurance policy for your event

2. Identify the level of event liability insurance cover you would like depending on the number of guests expected at the event and the amount of financial cover you would prefer (you can get cover for up to £10 million)

3. You can then choose another one of our cover options for extra reassurance (this is optional and includes cover for employer’s liability, equipment, cancellation, abandonment and postponement)

4. At this stage, you can fill out an online form to receive a quote for our event liability insurance, complete an online purchase form or get in touch to further discuss your needs

Please also bear in mind that depending on the complexity of your policy, we may need our specialist underwriters to conduct a review before you can purchase your policy online.

If you have any questions about our insurance policies such as our public liability insurance for musicians or charity event insurance, please feel free to contact us and a member of our friendly team will be happy to help!