Fete Insurance

Our comprehensive fete insurance covers organisers of fetes across the UK.

Fetes are a great way to lift community spirit and are particularly popular during the UK’s summer months.Traditional fetes will typically be held outdoors and include food stalls and entertainment with the aim of raising money for a charity or local cause. As with any event, accidents can happen, which is why we have designed a fete insurance policy to protect event organisers against liability. 

Fete Insurance

You can count on fetes to bring the public together to boost community spirit, but what you can’t count on is for them to be accident-free. Summer fetes can get busy; with so many different activities taking place and various food stalls catering for everyone, there is a lot for event organisers to consider to ensure that they are protected against claims from third parties if accidents should occur. 

Risks at fetes include accidental damage to third party property and injury to members of the public. For example, something as small as a loose wire could lead to a big problem if somebody trips and hurts themselves. It is for this reason that we offer fete insurance to protect you from losing money, giving you peace of mind on the day.

Want to find out more about our fete insurance and the services we provide? Feel free to get in touch with us today or get a quote online for your event. 

Fete insurance cover options can include:

  • Public liability
  • Employers liability
  • Event equipment insurance
  • Event cancellation insurance

Your Demands and Needs

Our fete insurance meets the needs of those organising fetes who wish to insure their attendance and participation so that they are protected in the event of unforeseen circumstances and accidents including: injuries to third parties, injuries to employees, volunteers or temporary staff; loss or damage of third party property; event cancellation, abandonment or postponement; and damage, theft or loss of equipment. We can also offer an extension of our event cancellation policy which covers cancellation due to adverse weather (this must be requested and reviewed) and cover for loss and revenue.  

Anything can happen at an event, which is why we encourage event organisers to prepare for the worst and insure themselves so that they are covered and not held liable for accidents. By taking out fete insurance, you can run your event without the worry of potential claims being made and can concentrate on other important aspects of the day to ensure it is enjoyable for everyone.

What Does Our Fete Insurance Cover? 

Any event can present risks and should an accident occur, event organisers could be held liable without the right protection. With our fete insurance cover, you can be financially protected under the following four key covers:

  • Public liability - this includes bodily injury to a member of the public and accidental damage or loss to third party property.


  • Employers liability - this includes legal liability to pay for costs and damages made by an employee, volunteers or temporary staff relating to injury during your event. They must have been under your control when the injury was sustained).


  • Event equipment - this includes accidental damage, theft or loss of event equipment you are legally responsible for during the event).


  • Event cancellation - our standard cover includes cover of costs from unavoidable cancellation, abandonment or postponement of the event which has been caused by a variable out of your control. We also have an extension of our event cancellation policy which can cover cancellation due to adverse weather conditions and coverage for loss of revenue and profit. Please note that our event cancellation cover is only available by request and will need to be reviewed.

Fete Insurance FAQs

Our specialist fete insurance policy gives you comprehensive cover from just £69.

Contact us today or get a quote for more information.

100,000+ events insured across the UK

Underwritten by:

insurance choice awards

Bspoke Underwriting Limited policies are underwritten by Watford Insurance Company Europe Limited.