Home- Adverse Weather Insurance
As an event organiser, you have control over a lot of things; whether that’s choosing the venue, the entertainment, the guests attending or the catering supplied.
The one thing that no event organiser can control, however, is the weather. It doesn’t matter if you choose to have your event in the peak of summer, all organisers fear that their event will be ruined or cancelled due to adverse weather conditions – especially here in the UK.
Why choose Event Insurance
Industry Experts
Established in 1996, we have specialised in providing reliable, competitive event insurance that is appropriate and affordable.
Excellent Claims Handling
Our highly skilled in-house claims department deals with all claims as quickly, efficiently and sympathetically as possible. We have been recognised for our exceptional customer service.
Simple
Our insurance is easy to understand and simple to buy, and our expert team is on hand to provide advice and assistance.
Dependable
Our policies are underwritten by one of the world's most reputable insurers. 90% of our clients come back to us because our policies give them the reliable, affordable cover they need.
Event cancellation insurance due to weather
If you have the right weather risk insurance policy in place, you will be covered if your event has to be cancelled due to severe or adverse weather. Whether you are organising a fair, parade or any other outdoor event, you can be protected against any financial loss caused by bad weather conditions. Our adverse weather policy can also cover indoor venues which become inaccessible or flooded due to severe weather.
Getting a quote for weather risk insurance is easy. Simply fill in our online form.
Depending on your needs, different cancellation policies offer different levels of cover. Some policies (such as our cover underwritten by Beazley) can include cover for profits and revenue loss, while others (such as our cover underwritten by Bspoke) cover out-of-pocket expenses only, meaning you are reimbursed for costs incurred but not for lost profit. If you’re unsure which level of cover is right for your event, our team can help guide you.
For cancellation cover of more than £50,000 or if you require a policy that includes cover for profit and revenue, our Key Account Manager Amy is ready to help you. Just give her a call directly on 01425 470360 or send an email to [email protected] and she will be able assist you with any enquiries.
When can you make an adverse weather insurance claim?
At Event Insurance Services, we are able to cover you for any irrecoverable costs incurred due to an unavoidable cancellation, abandonment or postponement of the event due to adverse weather conditions. Any claim for adverse weather must meet the following conditions:
- The Health and Safety Officer attending the event deems the weather to be so severe that it would be dangerous to continue.
- Photographic evidence and Met Office records to support the adverse weather conditions claim should be supplied.
- Your adverse weather conditions policy must have been purchased at least 14 days prior to the event.
What is classed as adverse weather?
Essentially, adverse weather refers to any conditions which are so severe that continuing with your event would be considered dangerous. This could include extreme heat, storms, heavy rain, strong winds, snow or ice.
Ready to take out adverse weather insurance?
If you find yourself in a situation where severe weather conditions cause your event to be cancelled, abandoned or postponed, we’ve got your back. When you include adverse weather conditions within your insurance policy, we will reimburse any expenses incurred by you or pay all necessary additional expenses incurred by you to avoid or reduce financial loss. If your event needs to be rearranged, we will pay the additional costs incurred to enable the event to take place. Contact us today to find out more about our adverse weather conditions policy.
Find out more about the claims handling process here or contact us today for more information.
Adverse weather insurance FAQs
Adverse weather insurance protects businesses and event organisers against financial losses caused by severe or unexpected weather conditions. If extremely bad weather affects an event so that it must be cancelled, abandoned or postponed, this policy can provide compensation based to reduce your financial loss.
Adverse weather insurance is suitable for anyone organising events or activities that can be affected by severe weather conditions. This commonly includes festival organisers, sporting events, outdoor concerts, agricultural shows, fairs and many more. Any business or organiser can benefit from this type of protection in the case of adverse weather.
Arranging adverse weather insurance as early as possible during your planning stage to make sure you’ve got the correct policy in place in time for your event. For a successful claim, you must have purchased our adverse weather insurance at least 14 days prior to your event, so getting it put in place early will ensure it’s ready and offer you peace of mind.
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Proposal form
Download an insurance proposal form and post, email it or fax it to us on 01425 474905.
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100,000+ events insured across the UK
Underwritten by:
Bspoke Underwriting Limited policies are underwritten by Watford Insurance Company Europe Limited.
