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Public Liability Insurance for Sports Clubs
Comprehensive public liability insurance cover for sports clubs organising multiple events throughout the year in the UK.
From bowls to badminton, there’s a wide range of sports clubs out there who run events to bring sports enthusiasts together. Whilst sporting events are designed to be fun and engaging, there will always be a risk of injury or damage to property that your sports club could be held liable for.
Here at Event Insurance Services, we make it our mission to keep every event enjoyable and risk-free for sports club owners. Whether you’re running a sports club or society, we can offer you the cover you need in the case of accidents or injuries when running multiple events throughout the year.
Why Choose Us For Sports Club Public Liability Insurance?
Expertise
We’ve been offering reliable event insurance policies since we established our business in 1996.
Excellent Claims Handling
We endeavour to deliver excellent customer service as we handle claims responsibly, quickly and empathetically.
Quick and easy service
Our team is always on hand to offer their advice and support when looking to take out an insurance policy or when dealing with a claim.
Dependable
90% of our clients return to us for affordable insurance policies that they can rely on.
When To Take Out A Sports Public Liability Insurance Policy
This policy meets the demands and needs of those looking to insure their participation in organising an event for their sports club. When something as little as a stumble over a rabbit hole in your field could lead to a costly claim, you’ll want to consider taking out sports club public liability insurance that you can rely on.
What Does Public Liability Insurance For Sports Clubs Cover?
Public liability insurance for sports clubs covers event organisers for accidental damage or loss of property as well as injury or death to a member of the public. If a claim should be made against you and your sports club, you would have financial protection which covers legal fees and compensation payments that your club would otherwise have to pay if found to be liable.
Common claims include:
- Slips and trips - for example, people could attend your club for an event and slip on a wet floor.
- Trips and falls - trips can easily happen, from loose wires and ropes to sporting equipment being left out where it’s unsafe, people may fall and injure themselves at your event.
- Damage to property - it’s not just the people attending your event you need to think about. The property where you’re hosting your sports club event may get damaged (for example, a window may smash after getting hit by a tennis ball).
Looking to employ staff at your events? No matter if your staff are paid or unpaid, we offer employers’ liability insurance that will cover you if an employee is injured whilst working for you under your supervision or control.
Types Of Sports Clubs And Societies That Can Get Public Liability Insurance
Any sports clubs and societies running events can get public liability insurance from Event Insurance Services to protect their participation in organising them. This includes:
- Tennis
- Badminton
- Volleyball
- Basketball
- Athletics clubs
- Bowls
- Cricket
- Gymnastics
- Swimming
- Football
- Any many more!
Types Of Insurance For Sports Clubs
Public liability insurance
Public liability insurance protects the policyholder from claims by members of the public for accidental injury or damage to property. It can cover sports clubs of all sizes so no matter what type of sporting event you have planned, you can get the cover you need.
Employers’ liability insurance
Employers’ liability insurance will help you pay compensation if an employee is injured or becomes ill because of the work they do for you.
If your organisation has at least one employee, EL insurance is a legal requirement. The minimum coverage required by law in the UK is £5 million. https://www.gov.uk/employers-liability-insurance (add internal link)
Property damage / asset insurance
Asset insurance covers a company's assets in the event of fire, theft and natural damage. The insurance is especially important for clubs or societies with many physical assets. Without protection your club could lose everything to a single event, like a storm or fire. This type of insurance may not be suitable for many types of sports clubs.
FAQs
Public liability insurance protects the policyholder from claims by members of the public for accidental injury or damage to property. It can cover sports clubs of all sizes so no matter what type of sporting event you have planned, you can get the cover you need.
Public liability insurance essentially removes the financial burden off of your club in the event of a claim, covering the cost of legal fees. Without sports club public liability in place, you may end up out of pocket dealing with legal costs and compensation.
Whilst some sports clubs will run events that are “riskier” than others, there is always the possibility of an accident occurring on your watch. Whether your sports club runs multiple charity events or sporting events to bring members and the community together, we provide the policy you need to not only have financial protection, but reassurance that should something go wrong, we’ve got you covered.
In terms of sports club insurance policies that are legally required, you’ll usually only need employers’ liability insurance (which covers you if a member of staff/volunteers you’ve hired is injured whilst working your event). That said, you should still consider taking out public liability insurance for your sports club. This will be beneficial in the case that a club member or spectator gets injured (or even dies) whilst attending your sports club event or if there’s damage or loss to third party property. If a member of the public were to be injured as a result of your negligence, you could face costly claims.
By having the appropriate public liability insurance in place, your sports club will be covered for such claims at events that you’re running or attending.
The cost of public liability insurance for sports clubs will depend on a number of factors, such as the level of cover you require, how many events you need cover for and the nature of the sporting event (for example, more dangerous sports may have higher risks of injury). Here at Event Insurance Services, we offer public liability insurance for multiple events from as little as £182. To get a better idea of the cost of public liability for your sports club events, please feel free to contact our team or get a quote online today.
We’ve made the process of getting sports club public liability insurance easy so you can get the public liability cover you need. Simply complete the form on our quote page with your personal details and the level of public liability cover you require. Once our team has assessed your needs, we’ll send you a quote for the policy that best suits your needs and from this point you’ll be able to purchase the insurance cover.
Our public liability insurance for sports clubs is available from just £182 for multiple events.
Please note: if your event-related turnover exceeds £50,000, the premiums may vary (depending on the risk).
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Bspoke Underwriting Limited policies are underwritten by Watford Insurance Company Europe Limited.
