Marathon Insurance

A comprehensive event insurance policy for organisers of marathons and sporting events.

Our marathon insurance covers the policyholder for legal liability at sporting events they’ve organised.

Marathon Insurance 

Marathons are challenging sporting events which put physical endurance to the test. Runners of marathons can gain a real sense of personal achievement by taking part, especially when they’ve dedicated so much time to training leading up to the event. Typically road-run, marathons are popular events, which, as with any sporting event, come with risks for organisers. 

Here at Event Insurance Services, we offer policies to protect organisers against these risks so they don’t suffer financial loss should something go wrong.

Your Demands and Needs

Our marathon insurance meets the demands and needs of those who wish to insure their organisation of a marathon or sporting event for public liability, employers liability, event cancellation or postponement or damage to event equipment. 

What Does Our Marathon Insurance Policy Cover? 

Our marathon insurance key covers are public liability and event cancellation but we can also offer cover for event equipment insurance and employers liability should you require it. Please see below how these covers can protect you:

  • Public liability - this includes accidental bodily injury to a member of the public or accidental damage to third party property if proven to be a result of your negligence at the event. Injury to participants is also covered, providing the injury was a result of your negligence. 
  • Event cancellation - Our standard event cancellation cover will protect you for irrecoverable costs which are incurred as a result of cancellation, postponement or abandonment that is unavoidable and out of your control. Adverse weather conditions will not be covered if the policy is taken out less than 14 days prior to the event’s date. 
  • Employers' liability - You’ll be covered for your legal liability to pay for damages, claimants costs and expenses made by those you employ at your event (whether they’re paid or unpaid). Road Traffic Accident (RTA) related incidents will not be covered. 
  • Event equipment - this provides cover for equipment you’re responsible for during the event (which are not part of the venue’s fixtures or fittings). We can cover you for accidental damage, loss or theft.

You can find out about any exclusions to the policy here and more information about what’s included on our cover and premiums page.

Marathon insurance FAQs

If you're organising a number of sporting events for a running club, we also offer public liability insurance for sports clubs which will cover you for multiple events.

With premiums starting at £69 for up to 100 participants for our standard sporting event policy.

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Bspoke Underwriting Limited policies are underwritten by Watford Insurance Company Europe Limited.