Garden Party Insurance
A comprehensive event insurance policy for organisers of garden parties and celebrations.
Organisers of events - no matter how big or small, have a duty of care for their attendees and insuring your event can protect you from claims being made against you in the event of an accident or cancellation.
Garden Party Insurance Cover
Whether you’re organising a garden party or garden fete for family or friends, you want to make sure that your special event runs smoothly. Our garden party insurance policy provides public liability and cancellation cover with the option of equipment insurance and will give you the peace of mind you need so that you can enjoy the day.
Why Choose Us For Garden Party Insurance?
Industry Experts
Established in 1996, we have specialised in providing reliable, competitive event insurance that is appropriate and affordable.
Excellent Claims Handling
Our highly skilled in-house claims department deals with all claims as quickly, efficiently and sympathetically as possible. We have been recognised for our exceptional customer service.
Simple
Our insurance is easy to understand and simple to buy, and our expert team is on hand to provide advice and assistance.
Dependable
Our policies are underwritten by one of the world's most reputable insurers. 90% of our clients come back to us because our policies give them the reliable, affordable cover they need.
Your Demands and Needs
Our garden party insurance meets the demands and needs of those who wish to insure their organisation of a garden party or personal celebration for public liability, employers liability, event cancellation or postponement or damage to event equipment.
What Does Our Garden Insurance Policy Cover?
Our garden party insurance key covers are public liability and event cancellation but we can also offer cover for event equipment insurance and employers liability should you require it. Please see below how these covers can protect you:
- Public liability - this includes accidental bodily injury to a member of the public or accidental damage to third party property if proven to be a result of your negligence at the event.
- Event cancellation - any event, including private and personal events can be costly to organise and the last thing you want is for the event to be forced to cancel, leaving you out of pocket. Our standard event cancellation cover will protect you for irrecoverable costs which are incurred as a result of cancellation, postponement or abandonment that is unavoidable and out of your control (such as adverse weather conditions). We are also able to offer extensions of this cover, including cancellation due to a key person being unable to attend and cancellation due to an accident, death or illness of a person aged over 75.
- Employers' liability - this is relevant for events with volunteers or helpers of employees working at your garden party. You’ll be covered for your legal liability to pay for claims, damages and expenses which are a result of injury whilst under your supervision.
- Event equipment - this provides cover for items brought or hired for the event (which are not part of the venue’s fixtures or fittings). We can cover you for accidental damage, loss or theft.
Find out more about what we cover for garden parties.
Garden Party Insurance FAQs
Garden party insurance is a type of insurance policy which covers organisers of garden parties and celebrations. It will protect policyholders from public liability and event cancellation.
Whilst you are not legally obligated to have garden party insurance, it is always worth insuring an event to protect you against any claims that arise. When something as small as a trip over a wire could cause bodily injury, event organisers are encouraged to take out a reliable insurance policy so that they are financially covered and don’t end up out of pocket after the event takes place.
We offer public liability and cancellation cover from as little as £61 but the cost of garden party insurance will depend on a number of factors, including how many people will be attending your event and the level of cover you require. You can find prices for our cover and premiums here.
Having garden party insurance can have many benefits for you, including:
- You can feel more relaxed and comfortable on the day of the event knowing that you will be financially covered should an accident occur.
- If a claim is made against you, you’ll be protected and won’t be liable.
- You can never predict what might happen at your event, taking out garden party insurance will offer protection and peace of mind so you are ready for all scenarios.
Great value comprehensive insurance
Our garden party insurance policies are available from as little as £61. Prepare for accidents or cancellations and get comprehensive event insurance today.
Award winning event insurance
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22,435
Trees planted
so far.
ONE TREE PLANTED FOR EVERY POLICY PURCHASED
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Proposal form
Download an insurance proposal form and post, email it or fax it to us on 01425 474905.
Enquiry form
Alternatively fill out the enquiry form and we will call you back.
100,000+ events insured across the UK
Underwritten by:
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Bspoke Underwriting Limited policies are underwritten by Watford Insurance Company Europe Limited.