Garden Party Insurance

Organisers of events - no matter how big or small, have a duty of care for their attendees and insuring your event can protect you from claims being made against you in the event of an accident or cancellation. 

Designed for you from £61

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Garden party insurance

Whether you’re organising a garden party or garden fete for family or friends, you want to make sure that your special event runs smoothly. Our garden party insurance policy provides public liability and cancellation cover with the option of equipment insurance and will give you the peace of mind you need so that you can enjoy the day. 

Your demands and needs

Our garden party insurance meets the demands and needs of those who wish to insure their organisation of a garden party or personal celebration for public liability, employers liability, event cancellation or postponement or damage to event equipment. 

Why choose us for garden party insurance? 

Here at Event Insurance Services, ensuring our customers are satisfied and protected is at the heart of what we do. We understand the risks involved with events and offer comprehensive insurance policies that will protect you against any costly claims should they arise. Here’s just some of the reasons why you should consider taking out garden party insurance with us:

We offer excellent claims handling

We handle all claims swiftly and efficiently, making it our mission to provide the best customer service. 

Dependable

90% of our clients return to us as we provide the affordable and reliable cover they need. 

We’re industry experts

Having established our business in 1996, we are experienced in providing reliable and competitively priced insurance policies.

Simple process

We make getting garden party insurance a simple process and our friendly team of experts are always on hand to offer their advice and assist you with your claims. 

What does our garden insurance policy cover? 

Our garden party insurance key covers are public liability and event cancellation but we can also offer cover for event equipment insurance and employers liability should you require it. Please see below how these covers can protect you:

• Public liability - this includes accidental bodily injury to a member of the public or accidental damage to third party property if proven to be a result of your negligence at the event.

• Event cancellation - any event, including private and personal events can be costly to organise and the last thing you want is for the event to be forced to cancel, leaving you out of pocket. Our standard event cancellation cover will protect you for irrecoverable costs which are incurred as a result of cancellation, postponement or abandonment that is unavoidable and out of your control (such as adverse weather conditions). We are also able to offer extensions of this cover, including cancellation due to a key person being unable to attend and cancellation due to an accident, death or illness of a person aged over 75.

• Employers liability - this is relevant for events with volunteers or helpers of employees working at your garden party. You’ll be covered for your legal liability to pay for claims, damages and expenses which are a result of injury whilst under your supervision.

• Event equipment - this provides cover for items brought or hired for the event (which are not part of the venue’s fixtures or fittings). We can cover you for accidental damage, loss or theft.

Find out more about what we cover for garden parties. 

Garden party insurance FAQs

What is garden party insurance? 

Garden party insurance is a type of insurance policy which covers organisers of garden parties and celebrations. It will protect policyholders from public liability and event cancellation.

Do you need garden party insurance? 

Whilst you are not legally obligated to have garden party insurance, it is always worth insuring an event to protect you against any claims that arise. When something as small as a trip over a wire could cause bodily injury, event organisers are encouraged to take out a reliable insurance policy so that they are financially covered and don’t end up out of pocket after the event takes place. 

How much does garden party insurance cost? 

We offer public liability and cancellation cover from as little as £61 but the cost of garden party insurance will depend on a number of factors, including how many people will be attending your event and the level of cover you require. You can find prices for our cover and premiums here.

What are the benefits of having garden party insurance? 

Having garden party insurance can have many benefits for you, including:

• You can feel more relaxed and comfortable on the day of the event knowing that you will be financially covered should an accident occur.

• If a claim is made against you, you’ll be protected and won’t be liable. 

• You can never predict what might happen at your event, taking out garden party insurance will offer protection and peace of mind so you are ready for all scenarios.