Cycling Event Insurance

A comprehensive event insurance policy for organisers of cycling events in the UK such as cycle rides or trails.

Our cycling event insurance covers the policyholder for legal liability at sporting events involving bike rides. Please note that this policy does not provide cover for on-road racing.

Cycle events such as bike rides for charity or fun are a great way to bring the community together and encourage people to get active. Organisers of such events must however be aware of the potential risks involved in cycling events, such as accidents. The last thing you want is for third-party claims to be made against you, which could be very costly. 

Here at Event Insurance Services, we eliminate the risk of financial loss by providing you with public liability cover you can rely on. With our cycling event insurance policy, you can focus on the smooth-running of your bike ride.

Your Demands and Needs

Our cycling event insurance meets the demands and needs of those who are looking to insure their organisation of bike rides for public liability, employers liability, event cancellation or postponement or damage to event equipment. 

What Does Our Cycling Event Insurance Policy Cover?

Our key covers for cycling event insurance are public liability and event cancellation but we’re also able to provide cover for event equipment and employers liability. Please see below what these covers include:

  • Public liability - this covers the policyholder for accidental injury to a member of the public (including participants or spectators of the bike ride) or damage to third-party property due to negligence of the event organiser. 
  • Event cancellation - this covers the policyholder for irrecoverable costs due to event cancellation, postponement or abandonment. This can cover loss as a result of  adverse weather conditions if the policy is taken out over 14 days prior to the event.
  • Event equipment - this covers the policyholder for equipment they’re responsible for during the cycling event for loss, theft and accidental damage.
  • Employers' liability - this covers the policyholder for their legal liability to pay for costs relating to claimant’s costs, expenses and damages made by employees hired for the cycling event (including paid and unpaid staff). This excludes Road Traffic Accident (RTA) related incidents.

Please note that on-road races are not covered under this policy. This policy is not to be confused with ‘cyclist insurance’ designed for individual cyclists. Find out more about in our documents centre.

Cycling event insurance FAQs

If you're organising a number of sporting events for a cycling club, we also offer Public Liability Insurance for Sports Clubs which will cover you for multiple events.

With premiums starting at £69 for up to 100 participants for our standard sporting event policy.

Award winning event insurance

insurance choice awards best specialist insurance provider winner 2019 insurance choice awards coverholder at lloyd's awards

22,435

Trees planted
so far.

ONE TREE PLANTED FOR EVERY POLICY PURCHASED

100,000+ events insured across the UK

Underwritten by:

insurance choice awards

Bspoke Underwriting Limited policies are underwritten by Watford Insurance Company Europe Limited.