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Public Liability Insurance For Artists
Single events cover starting from just £69 and multiple event cover from as little as £182
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Public Liability Insurance For Artists
Comprehensive public liability insurance cover for artists in the UK.
Get a quote for one-off and multiple events.
Working as an artist is much more than just a career choice or creative endeavour, it’s a passion. Sometimes you might share your art with the public or be in an environment with others where art is designed, taught and created. Whether you’re a painter hosting an exhibition of your work or a pottery teacher leading a workshop, having public liability cover in place will give you peace of mind if things don’t quite go according to plan.
Types of artists who might need public liability insurance
Examples of artists who should consider taking our public liability insurance include:
- Painters
- Portrait artists
- Sculptors
- Cartoonists
- Illustrators
- Muralists
Why Choose Us for Artists Public Liability Insurance
Expertise
With over 25 years in the business, we are experts at ensuring our customers have the right insurance to meet their needs. We pride ourselves on delivering the highest level of customer service and our team is on hand to find the right policy for you.
Excellent claims handling
Our claims handling team will ensure that any claims are dealt with in an empathetic, professional and swift manner. They will guide you through the process and answer any questions you might have.
Efficient service
Your customer satisfaction is our highest priority. If you need any guidance with your claims or have questions regarding our policies, our team is ready to help.
Reliable policies
Our policies are designed to provide cover in the event of a third-party claim and can be purchased online or over the phone in just a matter of minutes.
Your Demands and Needs
If you are planning an art activity, it is your responsibility to provide a safe environment for attendees. Our Artists public liability insurance provides protection against any claims made by members of the public if they are injured during your art event. Common types of claims include:
- Spilling paint on a member of the public's clothes or possessions;
- Stepping back to view your drawing and damaging someone’s property behind you;
- Someone slipping on some paint and injuring themselves.
Similarly, if the venue in which you are hosting your activities is damaged as a result of your art event, this could again prove costly. Our public liability insurance protects you from incidents such as these, giving you peace of mind and allowing you to focus on the activity at hand.
What Does Public Liability Insurance For Artists Cover?
Our insurance will cover you for the following:
- Accidental injury to a member of the public
- Accidental death of a member of the public
- Accidental loss to third-party property
- Accidental damage to third-party property
If you’re an artist hosting an event, you may also wish to take out additional event insurance cover, such as:
- Employers’ liability insurance - if you have staff (paid or unpaid) helping out at your event, this will cover you if they suffer an injury whilst working for you under your supervision.
- Event equipment insurance - this cover will protect you for costs relating to accidental damage, theft or loss of equipment and stock which you hire or bring to an event that you’re legally responsible for (excludes venue fixtures or fittings).
- Event cancellation insurance - the last thing you want is for your art event to be cancelled, postponed or abandoned – our insurance will protect you against financial loss should this occur. Get in touch to find out more about this cover.
Public Liability Insurance for Artists FAQs
If you’re a painter, portrait artist or anyone who hosts art activities where members of the public are present, you should consider taking out public liability artist insurance. This will protect you from any injury or damage claims made against you. Having the right insurance in place gives a more professional impression and offers you peace of mind so you can concentrate on your artwork.
You are not legally obliged to take out insurance but choosing not to do so could leave you vulnerable to expensive legal action. Accidents can occur at any time and in order to protect your business or event, we would strongly recommend having insurance in place.
Public liability insurance has many benefits, including:
- If a claim is made against you, you’ll have financial protection;
- You’ll have peace of mind that should an accident occur, you won’t end up out of pocket;
- You can focus your attention on what really matters - your art.
Here at Event Insurance Services, we are committed to finding the right cover for you. If you are looking to insure a one-off art event, simply fill in this short form to receive a quote. Alternatively, if you are looking to cover multiple events such as a set number of classes or workshops, please complete this form. Once we have these details, you will receive a quote based on your requirements.
You can also contact our specialist team who will be delighted to discuss your insurance needs further. You can also reach us by phone on 01425 484860, Mon-Fri 09:00-17:00.
We do not cover any legal liability arising from:
- Any Product or service-related liability, other than for the provision of food and drink consumed at the event.
- The loss of or damage to property held in trust by You or under Your custody or control.
- Bodily Injury or damage to property caused by or arising from a Dangerous Activity unless agreed by us, by endorsement to the Policy Certificate.
- Any liability or damage arising from any professional negligence, advice, malpractice, design, treatment, or specification other than for first aid facilities at the Event;
- Any liability which is assumed by You by an agreement or contract which may increase your liability or agrees to cost for circumstances outside of the terms of this Policy.
For a full break down of exclusions, please refer to your policy documentation.
Our public liability insurance for artists is designed to cover organisers of local events in the UK.
We offer both single and multiple event insurance to cater to your needs. Contact us today for more information about our policies.
100,000+ events insured across the UK
Get a quote
There are a number of ways to get a quote...
Get a quote
Proposal form
Download an insurance proposal form and post, email it or fax it to us on 01425 474905.
Enquiry form
Alternatively fill out the enquiry form and we will call you back.
Underwritten by:
Bspoke Underwriting Limited policies are underwritten by Watford Insurance Company Europe Limited.
